A new system does not have to come out of savings
Systems fail on their own schedule, not yours. If you would rather not pay for the whole job at once, you can see what you qualify for in a few minutes, and checking does not affect your credit score.
Subject to credit approval. Financing is provided by third-party lenders through Janssen’s financing partner, not by Janssen.
How it works
Apply in a few minutes
A short application on your phone. Checking your options does not affect your credit score.
See your offers
Janssen’s financing partner works with a network of more than 30 lenders, so you are not stuck with one bank’s answer.
Pick what fits
Compare the offers and choose the one that works for your budget, or walk away. Nothing is locked in until you choose.
Finish with the lender
You finalize directly with whichever lender you picked. Steve keeps doing what he does, which is the work.
Replace it before it fails, not after
Most people meet their furnace at the worst possible moment. It quits on a cold night, the quote is more than expected, and the decision gets made under pressure. Financing takes the pressure out of the timing: you can replace a system that is clearly on its way out before it strands you, instead of waiting for the failure and paying for an emergency.
It also changes what you can buy. If a more efficient system is the better long-term call but the up-front number is the obstacle, spreading it out is often what makes the sensible choice possible. Steve will tell you honestly whether the efficiency is worth it for your home, the same as he would if you were paying cash.
And it does not change his number. Steve quotes the job himself either way, with no call-center markup and no commission on the financing.
“Steve replaced our hot water heater a few months ago! He did great work and told us exactly what our family needed. Highly recommend!”Bradley P. · Google
Answers before you call
No. Seeing what you qualify for is a prequalification that is designed to show your options without affecting your credit score. If you later choose an offer and move forward, that lender will tell you what happens next.
Not Janssen. Steve works with a financing partner that has access to a network of more than 30 lenders. You review the offers, choose one, and finalize with that lender directly.
No. Seeing your offers costs nothing and commits you to nothing. Plenty of people check, look at the numbers, and decide to pay another way.
No. Steve prices the job himself the same way regardless of how you pay, and he earns nothing on the financing itself.
Ask Steve when he quotes the work. Financing is most commonly used on larger jobs like a full system replacement, but he will tell you straight what makes sense for the size of your job.
Financing is provided by third-party lenders through Janssen’s financing partner, not by Janssen. Not all applicants will prequalify for loan offers. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each provider’s discretion and may not be available in all states or for all types of loans. There is no guarantee you will be approved or qualify for the advertised rates, fees, or terms presented.
Get the number first, then decide how to pay it
Steve looks at the real job and quotes it himself. Financing is there if you want it, and ignored if you do not.